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Funiture Credit Card

With our online application, the approval process has never been easier!


  • Employment and Income
    Have you been employed by the same employer for at least 6 months?
    Do you earn at least $1,000 per month and deposit at least $500 per month into your checking account?
  • Checking Account History
    Has your checking account been open and active for at least three months?
    Does y our checking account have and NSFs or overdrafts in the last 30 days?

    If you meet the above requirements, please complete the online application.

Upon submitting the application, you will get an immediate response informing you if you are approved, pre-qualified or denied.

If you are approved, no documents will be required. If you are pre-qualified, you will be given instruction requesting certain documents in order to verify the application. This could include any of the following:

  • Last 30 day bank statement
  • Most recent paystub
  • Voided Check
  • Photo ID

There is no interest rate, lease payments are 15% of the invoice amount per month. Payments are automatically withdrawn from your account on your paydays. For example: If the invoice amount is $1,000 and you are paid bi-weekly, the payment will be &69.23 every payday for 26 payments. If you are paid monthly, you will pay $150 monthly for 12 months. 90 Day Option Everyone is initially set up on a 12 month contract, however all customers have the option to purchase their lease agreement within 90 days of the delivery date and pay only the original $40 application process fee and the invoice amount.

If you wish to own the merchandise outright after 90 days but before the end of the 12 months, you may purchase it at 65% of the remaining balance on their lease.

Apply Now for our in store credit card
*Please note, by clicking this button a new window will open up, in your browser. After you have completed your application simply close the window and you'll find www.funiture1.com is still waiting for you.
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